Reasons someone would call Breazeale & Associates, LLC

To many, an appraisal just looks like one more thing on the settlement sheet for a mortgage or refinance. Most lenders still want a local expert because the stakes are so high, even though there are a growing number of automated home valuation processes that might seem more prudent than an appraisal. You might believe that securing a mortgage is the only reason to acquire an appraisal, but there are other cases when the services of a licensed, independent real estate professional could be helpful.


	For real estate appraisals in Ocean View and Cape May County, it's easiest when your order online from Breazeale & Associates, LLC, just click here.

Let Breazeale & Associates, LLC help you dispute your tax assessment in Cape May County

If you reside in an area where the value of property has depreciated, it's possible you're paying too much in property taxes. When building your case, an appraisal from Breazeale & Associates, LLC is your best evidence. We're capable of assisting you in challenging your tax assessment.

Let Breazeale & Associates, LLC help you get rid of PMI to lower your mortgage payment

Private Mortgage Insurance, or PMI, is a supplemental insurance policy that almost all lenders ask home owners to purchase when the amount being loaned to the homebuyer is more than 80% of the actual value of the real estate. Since the additional payment is usually lumped into the monthly mortgage payment, it is often forgotten. PMI is no longer required when the leftover balance of the loan - whether through market appreciation or principal pay down - goes below the 80% level, making this very unfortunate. In fact, the United States Congress implemented a law in 1998 (the Homeowners Protection Act of 1998) that requires lenders to dismiss the PMI payments when the loan-to-value ratio conditions have been met.

Breazeale & Associates, LLC can give you a statement regarding the value of your home, and the cost of the home valuation can generally be recovered in a short amount of time because you'll no longer be paying the PMI.

An appraisal from Breazeale & Associates, LLC will help you settle a divorce with less stress

A divorce is often complicated by the difficult decision of who keeps the house, and it can be a particularly heartbreaking ordeal for both parties. It's a good idea to order an appraisal from Breazeale & Associates, LLC so both parties are completely aware of the true market value of their home, regardless of the situation.

The parties will have a better idea of what price to set, if they need to sell the home. And on the flip side, if a "buyout" is the chosen option, both parties will feel like they've received a fair assessment.

Fair and accurate estate liquidation

The death of a loved one is a hard time in life, and settling an estate from a death, or probate, often requires an appraisal to establish Market Value for the real estate involved. We guarantee the fullest degree of discretion, as we're bound with confidentiality by the ethics provision within the Uniform Standards of Professional Appraisal Practice (USPAP).

Unlike many wealthy individuals, most Americans do not have dedicated estate planners or executors to take care of these matters. A home or other property often makes up a disproportionate share of the total estate value, so knowing the true value of the real estate at hand is of significant importance to ensuring disputing parties leave knowing they've received a fair deal.

Let Breazeale & Associates, LLC help you with relocating to or from Cape May County

We understand the headaches associated with an employee relocation. That being said, we take great care in setting up a convenient appointment time for the appraisal inspection. During our thorough process, we recommend relocating employees to provide input on the positive characteristics of their property, along with information regarding any new sales or listings in their neighborhood that they want considered.

Sell your home quickly at the right price with an appraisal from Breazeale & Associates, LLC

Whether you decide to sell your home on your own or with the help of a real estate agent, a professional appraisal can help you make a more informed decision when determining your asking price. Unlike a real estate agent, an appraiser has no vested interest in what price the house sells for. Our fees aren't contingent upon the value we come up with, but rather they rest on our efforts to complete the appraisal.

On a daily basis, we determine the difference in value things like an extra bathroom or a kitchen remodel can make. Getting a professional appraisal is a trusted way to determine what improvements will add value and what a suitable sales price is for your home - so you don't come up short or have your house on the market an unnecessarily long time - because we're experts in knowing how long houses are one the market.